Welcome to this lakefront property nestled between Spencer & Cloverdale on the serene Locust Lake. Just a scenic 10-mile drive north of Spencer & lessthan an hour's commute to Indy, this picturesque retreat offers tranquility and convenience. Situated on a 1.9-acre lot w/ mature trees & landscaping, this brick ranchover basement invites you to make it your permanent residence or idyllic weekend getaway. Revel in your own private oasis w/a fenced backyard, a permanent dockfor casting a line, and a beach area for lakeside relaxation. Plus, your waterfront experience is elevated with a pontoon boat included in the sale, promising endlessdays of leisurely exploration on the water. As you step inside, you'll be greeted by a spacious living room boasting a picture window framing the lake views & alimestone fireplace w/ coal burning insert, perfect for evenings by the fire. The open concept layout seamlessly transitions into the designated dining room, offering aperfect setting for dinners or entertaining guests. The kitchen is a chef's delight, featuring custom bead board cabinetry, white appliances, a farmhouse sink, granitecounters, & a versatile island for culinary endeavors of any scale. Beyond the kitchen, discover the oversized family room, adorned with hardwood floors, tray ceiling,window seat, & intricate stone fireplace w/ a wood burning insert, flanked by built-in bookcases. The main level also hosts 2 bedrooms & a recently remodeled fullbath, boasting a professionally tiled walk-in shower, adding a touch of luxury to your everyday routine. Venture downstairs to find additional living space, including athird bedroom, a den, another full bath, laundry space, & a utility room, providing ample space for storage needs. Outside, a screened porch beckons you to unwindand enjoy the peaceful surroundings, while the detached garage offers ample parking w/ 4 garage doors, stainless vent for future woodstove, additional porch,completing this exceptional property.